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Subcontractor vs. General Contractor Insurance: What’s the Difference?

Subcontractor vs. General Contractor Insurance: What’s the Difference?

If you work in construction, you know that every project relies on a mix of professionals, from general contractors overseeing the big picture to subcontractors handling specialized tasks. But when it comes to insurance, their needs aren’t the same.   Understanding the difference between general contractor insurance and subcontractor insurance is essential for protecting your […]

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Is It Time to Update Your Business Policy? Let's Find Out

Is It Time to Update Your Business Policy? Let’s Find Out

Running a business is an ever-evolving journey, and with each step forward, your insurance needs may change. As your company grows, adapts to new markets, or shifts its operations, ensuring that your business insurance policy keeps pace is crucial. Failing to update your coverage could leave you vulnerable to risks that weren’t there when you

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The Rising Impact of AI and Generative AI on Insurance

The Rising Impact of AI and Generative AI on Insurance

The insurance industry is undergoing a significant transformation driven by advancements in artificial intelligence (AI) and generative AI technologies. These cutting-edge innovations are reshaping everything from underwriting and claims processing to decision-making, customer service, and operational efficiency.   Insurers are increasingly integrating AI to enhance their capabilities, offering better services to their customers while optimizing

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Weathering The Storm: A Guide To Business Interruption Insurance in Ontario

Weathering The Storm: A Guide To Business Interruption Insurance in Ontario

At Duliban Insurance Brokers, we’re your go-to team for commercial insurance in Ontario. Today, we’re diving into something important for your business – Business Interruption Insurance. Ever wondered what happens if something unexpected hits your business? Let’s break it down together.    Understanding Business Interruption Insurance  Think of this coverage as a safety net for

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Differences Between Professional Liability and Commercial General Liability Coverage

Differences Between Professional Liability and Commercial General Liability Coverage

Differences Between Professional Liability and Commercial General Liability Coverage May 17th, 2023 Upon receiving notice of a lawsuit involving a business, the first call a business owner makes will likely be to their attorney. The second call will probably go to their insurance broker to ask if the claim falls under professional liability, commercial general

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Protecting your small business with crime coverage

Protecting Your Small Business with Crime Coverage

Small businesses and entrepreneurs need to take steps to protect their investments. Crime coverage is an essential aspect of business insurance that can help protect your business from financial losses due to theft, fraud, and other criminal activities. Despite a 38% drop in the rate of breaking and entering over the past decade, it remains a

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What Is Cyber Insurance? Protecting Your Company’s Digital Footprint

What Is Cyber Insurance? Protecting Your Company’s Digital Footprint

What Is Cyber Insurance? Protecting Your Company’s Digital Footprint January 18th, 2023 Every time someone in your company sends an email, creates an account, posts an image, or tags someone online, it contributes to your company’s digital footprint. While it is impossible to track every digital move to ensure your company is secure, you can

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How Does the Cost of Building Supplies in Ontario Affect My Business?

How Does the Cost of Building Supplies in Ontario Affect My Business?

How Does the Cost of Building Supplies in Ontario Affect My Business? January 14th, 2023 As a business owner with a commercial building, it is essential to understand the various factors that can impact the cost of your insurance premiums. One such factor is the cost of building supplies, which can significantly influence your coverage

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Why Insurance Companies Need a Letter of Experience for Heavy Vehicles

Why Insurance Companies Need a Letter of Experience for Heavy Vehicles

Why Insurance Companies Need a Letter of Experience for Heavy Vehicles August 2, 2022 Safety is a big concern for heavy truck drivers who work long hours and drive in all weather conditions. Safety is also a major concern for the companies they work for and all the other drivers on Canada’s roadways. A driver’s

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What Do I Need for Small Business Insurance Coverage in Ontario?

What Do I Need for Small Business Insurance Coverage in Ontario?

What Do I Need for Small Business Insurance Coverage in Ontario? February, 3 2022 You may think that running your small business from home carries minimal risks, especially if you do not have a physical location or employees. However, the risks associated with a home-based business are just as high as any other business. Specifically,

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The Insurance Coverage You Need When Renting a School Gym or Facility

The Insurance Coverage You Need When Renting a School Gym or Facility

Have the Right Insurance When Organizing a Sports Event at an Outside Facility February, 1 2022 Having the right insurance coverage in place is important for your car, home, and personal property. But did you also know you should have insurance coverage for any events you organize or host? There are many different risks and

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