More Visitors Means More Risk Halloween is one of the few times of the year when homeowners intentionally invite dozens of people onto their property – many of them children, walking in the dark, distracted by costumes, candy, and excitement. When someone steps onto your walkway or porch, you take on something called a duty […]
Are You Liable if Someone Gets Hurt on Your Property This Halloween? Read More »
As summer fades and the crisp air of fall rolls in, many cottage owners across Ontario start preparing to close up their seasonal properties for the year. While it’s always bittersweet to say goodbye to the lake, taking the right precautions before you leave can save you from expensive surprises come spring. Beyond the usual
Closing the Cottage: Fall Insurance Tips for Seasonal Properties Read More »
Fall is a beautiful time of year, but it also brings its fair share of risks for homeowners. As leaves pile up and rainstorms become more frequent, neglected gutters and clogged drains can quickly lead to water damage, foundation problems, and costly repairs. Taking proactive steps now can protect your home and prevent expensive issues
Raking Leaves, Cleaning Gutters, and Preventing Fall Water Damage Read More »
Ontario is home to over 250,000 lakes, making it a dream destination for anglers of all levels. Whether you’re casting from the dock at the cottage or heading out on a boat for a full day of fishing, there’s one thing that should always be part of your tackle box: a valid fishing license.
Fishing Rules in Ontario: Licenses, Costs, and Catch Limits Explained Read More »
There’s nothing quite like summer in Canada. Long weekends, cottage escapes, and afternoons spent on the lake or trail are what memories are made of. Whether it’s launching your jet ski, hitching up the trailer, or kicking up some dust on your ATV, those summer toys bring freedom and fun. But before the adventures begin,
Protecting Your Summer Toys: What Insurance Covers and What It Doesn’t Read More »
Winter may may be (almost) behind us, but spring introduces a fresh set of driving challenges. The roads you traveled all winter might now be riddled with potholes. Sudden rain showers can create slippery surfaces, making it harder to maintain control. And with wildlife becoming more active, the chances of encountering an animal on the
Spring Driving Hazards – How to Stay Safe on the Road Read More »
The holiday season brings a sense of joy and celebration, but it can also spark confusion about insurance coverage. With the hustle and bustle of shopping, traveling, and entertaining, misconceptions about home, auto, and travel insurance can arise. Let’s debunk some common myths to ensure you’re well-informed and protected this holiday season. Myth 1:
Debunking 5 Common Misconceptions During the Holiday Season Read More »
As the crisp autumn air settles in, farms face new risks and challenges that can leave them vulnerable without the right insurance coverage. Fall is a busy time for farmers, from harvesting crops to preparing for the winter months. While you’re getting your farm in order, it’s essential to ensure your insurance policy is up to
Fall Coverage Gaps: Is Your Farm Insurance Ready for the Changing Season? Read More »
As Halloween approaches, you might still be thinking about hitting the streets for some trick-or-treating fun. And why not? Halloween isn’t just for kids. But if you’re a teen planning to go out, it’s important to keep safety and respect top of mind. After all, while Halloween is about fun, it’s also about being considerate
Thanksgiving is a time for family, delicious meals, and gathering around the table. But with all the excitement, it’s easy to overlook kitchen safety, especially when using a natural gas stove or oven. Whether you’re a seasoned cook or a holiday host, these simple safety tips can help ensure your Thanksgiving feast goes off without
Thanksgiving Safety: Cooking with a Natural Gas Stove Read More »
As the leaves change color and the air turns crisp, there’s no better time to explore the stunning landscapes of Ontario. Fall hikes offer a perfect way to enjoy the beauty of the season while getting some fresh air and exercise. Whether you’re looking for a challenging trek or a leisurely walk, here are some
As the summer days fade and fall sets in, shorter daylight hours can catch drivers off guard. With the sun setting earlier, many of us find ourselves driving in the dark more frequently, whether it’s for commuting, running errands, or shuttling kids to and from extracurricular activities. Nighttime driving presents unique challenges, especially as we
A Guide to Safe Nighttime Driving as Fall Approaches Read More »
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