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Keeping your car’s interior clean not only enhances your driving experience but also preserves the value of your vehicle. Whether
Switching to an electric vehicle (EV) is an exhilarating step towards embracing cutting-edge technology and contributing to a sustainable future.
Buying a home is one of the most significant investments you’ll make in your lifetime, and purchasing a pre-construction property
Running a business is an ever-evolving journey, and with each step forward, your insurance needs may change. As your company
Hello, EV enthusiasts! As we head into the final months of 2024, the electric vehicle market is buzzing with exciting
Driving through Ontario’s scenic roads can be a breathtaking experience, but it also comes with the risk of encountering wildlife.
As the back-to-school season approaches, it’s time to start thinking about all the little details that help ensure a smooth
With the growing popularity of electric vehicles (EVs) in Ontario, many residents are looking to make the switch to a
Traveling in your golden years can be one of the most rewarding experiences of your life. Whether you’re exploring new
As electric sports cars become more popular, the need for specialized insurance policies tailored to these high-performance, eco-friendly vehicles is
Renting a cottage this summer is a fantastic way to escape the hustle and bustle of everyday life and enjoy
Are you an occasional driver who clocks less than 12,000 kilometers a year? If so, traditional auto insurance plans might
Ontario’s auto insurance reform takes effect July 1, 2026. The new modular system makes many accident benefits optional, allowing drivers to customize coverage and potentially lower premiums, but increasing the risk of coverage gaps if key protections are removed. Big Changes Are Coming to Your Car Insurance Starting July 1, 2026, Ontario will introduce what’s called a modular or à la carte auto insurance model. Instead of every driver automatically paying for the same package of accident benefits, you will be able to choose the coverage that fits your needs and financial situation. The goal of this change is to give drivers more flexibility and, in some cases, reduce premiums. However, more choice also means more responsibility when it comes to protecting yourself and your family. These changes are part of the province’s broader auto insurance reform and are being implemented under the oversight of the Financial Services Regulatory Authority of Ontario (FSRA). What You Must Keep and What You Can Skip After July 2026, only three core accident benefits will remain mandatory: Medical care Rehabilitation Attendant care These cover essential treatment and support if you are seriously injured in a collision. Everything else will become optional, including:
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