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The Future of Pensions Amidst Changing Demographics

The Future of Pensions Amidst Changing Demographics

Pensions have long been a cornerstone of retirement planning, providing financial security for millions of retirees. However, as demographic trends shift and life expectancy continues to rise, the sustainability of traditional pension systems is becoming an increasingly urgent concern. With an aging population, lower birth rates, and evolving workforce dynamics, future retirees may face a […]

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Tips for Talking to Your Family About Finance

Tips for Talking to Your Family About Finance

Money is one of the most important topics a family can discuss—yet it’s also one of the most avoided. Whether it’s budgeting, saving for the future, or planning for unexpected events, financial conversations can sometimes feel uncomfortable. But open, honest discussions about money can help set your family up for long-term security and prevent stress

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7 Things to Consider Before Starting a Family

7 Things to Consider Before Starting a Family

Starting a family is an exciting milestone, but it’s also a decision that comes with significant responsibilities. To ensure you’re ready for this next chapter, it’s important to plan ahead and weigh all the factors involved. Here are seven key things to consider when preparing to grow your family. 1. Financial Stability Before starting a

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What Canada's Aging Population Means for Life Insurance

What Canada’s Aging Population Means for Life Insurance

Canada is undergoing a significant demographic shift. With the population aged 65 and older projected to nearly double by 2050, this aging trend will have profound implications for many sectors—including life and health insurance. Understanding how these changes impact coverage, costs, and planning is crucial for individuals and businesses alike.     1. Rising Demand

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Sustainable agri-tourism in Ontario - Duliban Insurance Brokers

The Importance of Comprehensive Insurance for Canadian Small Businesses

In an era where small businesses are the backbone of the Canadian economy, representing 97.9% of all companies in the country, the rising tide of litigation poses a significant threat to their sustainability and growth.   At Duliban Insurance Brokers, we’ve observed a concerning trend: an increase in litigation against small businesses in Canada. This

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Family Finances: A Guide To Budgeting for Life's Unexpected Turns

Family Finances: A Guide To Budgeting for Life’s Unexpected Turns

With the arrival of a new year, it’s a great opportunity to set some financial goals. It’s understandable that starting can sometimes be the most challenging part. Life’s unpredictability can impact financial plans, so it’s wise for families to prepare in advance. To help you navigate through, we’ve put together some friendly advice on how

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