Behind the Scenes of Every Claim When a loss happens – whether it’s a car accident, a burst pipe, or storm damage – you might expect your insurance company to handle the claim from start to finish. But behind the scenes, the person truly managing your file and determining what happens next is your insurance […]
What an Adjuster Really Does (and How to Work With Them) Read More »
When it comes to home insurance, one of the most common points of confusion is the difference between replacement cost and market value. At first glance, they might sound like they should be the same. After all, if you know what your home is worth on the real estate market, shouldn’t that tell you what
Why Replacement Cost Isn’t the Same as Market Value in Home Insurance Read More »
Fall is a beautiful time of year, but it also brings its fair share of risks for homeowners. As leaves pile up and rainstorms become more frequent, neglected gutters and clogged drains can quickly lead to water damage, foundation problems, and costly repairs. Taking proactive steps now can protect your home and prevent expensive issues
Raking Leaves, Cleaning Gutters, and Preventing Fall Water Damage Read More »
Heavy rainfall can cause significant water damage to your home, especially if your property isn’t well-prepared for wet weather. Whether it’s a small leak or significant flooding, it’s essential to inspect key areas of your home to prevent long-term damage. Water can seep in through many unexpected places, so we’ve compiled a list of the
7 Key Places to Check for Water Damage After Heavy Rain Read More »
As temperatures rise and nature comes back to life, spring brings more than just blooming flowers and longer days—it also signals the return of pests. Homeowners often face unwelcome visitors like termites, rodents, ants, and other seasonal pests, which can cause structural damage and lead to costly repairs. But when an infestation happens, does your
Spring Pest Infestations: Does Your Home Insurance Cover the Damage? Read More »
Sewer and septic system issues can be a homeowner’s worst nightmare, leading to extensive water damage, costly repairs, and a lot of stress. While many homeowners may try to resolve blocked drains and flooded basements themselves, taking on sewer problems without proper precautions can put your home at risk. Before reaching for that plunger,
Summer is a time for sunshine, outdoor fun, and relaxation. However, it’s also the season for unexpected and (sometimes) severe storms. From thunderstorms and hail to hurricanes and tornadoes, these natural events can cause significant damage to homes and vehicles. Ensuring that you’re prepared with the right insurance coverage can make all the difference when
Summer Storms & Insurance Coverage: Preparing for the Unexpected Read More »
Spring has arrived, and with it comes the perfect opportunity to breathe new life into your home with some budget-friendly renovations. Whether you’re looking to enhance your living space or increase the value of your property, there are plenty of affordable upgrades that can give your home a fresh look without breaking the bank.
Top 6 Budget-Friendly Home Renovations for Springtime Read More »
Navigating home insurance claims can be a challenging process for many homeowners in Ontario. Understanding common mistakes and knowing how to correctly file a claim can significantly impact the success of your claim. This article will guide you through the process of filing a home insurance claim, highlighting the common pitfalls to avoid. Top
Making A Home Insurance Claim in Ontario: Here’s What You Need To Know Read More »
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