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Gather more insight on your perfect policy, with coverage recommendations, current trends, news articles and other tips from the insurance world.

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Is Life Insurance a Smart Move for Empty Nesters?

Your children are grown, the house is quieter, and you’ve entered a new chapter of life: the empty nester stage.

Is Travel Insurance Worth It for Domestic Trips? Here’s Why You Might Need It

When most people think of travel insurance, they picture overseas getaways, international flights, and unexpected hospital visits in a foreign

Are Your Collectibles Covered? Insurance for Art, Antiques & Memorabilia

Whether you’ve spent years curating a vintage comic book collection, invested in fine artwork, or inherited heirloom antiques passed down

Insurance Tips for First-Time Homebuyers (That Nobody Tells You)

First-Time Homebuyer Insurance Tips Most People Learn Too Late

First-Time Homebuyer Insurance Tips in Ontario: What to Know Before Closing Buying your first home is exciting, but it also

The Real Cost of a Fender Bender: How Claims Impact Your Premiums

A quick trip to the grocery store. A slow roll at a four-way stop. A moment’s distraction in a busy

CAA Releases 2025 High Theft Vehicle List

Auto theft continues to be a serious issue across Canada, particularly in urban areas where crime rings are targeting high-value

Storm-Proofing Your Cottage: Preparing for a Wild Canadian Summer

When we picture cottage season in Canada, it’s often lazy afternoons on the dock, crackling bonfires, and peaceful, unplugged weekends.

Understanding the New Canadian Dental Care Plan

For many Canadians, the cost of dental care has been a long-standing barrier to consistent oral health. Recognizing this gap,

What Is a Certificate of Insurance – and When Do You Need One?

Whether you’re a contractor bidding on a job or a client hiring someone to work on your property, the term

Hiring Summer Students? Know Your Insurance Obligations

With the Canadian government expanding the Canada Summer Jobs program to create up to 6,000 additional employment opportunities, more businesses

5 Ways to Protect Your Home and Insurance Coverage This Wildfire Season

Wildfire season in Canada is here – and it’s already proving to be one of the most aggressive in recent

Wellness Trends in Canada: How Your Healthy Habits Could Impact Your Insurance

From fitness trackers and meditation apps to clean eating and cold plunges, Canadians are more wellness-focused than ever. And this

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July 2026 Ontario Canada Auto Reform Information

Ontario Auto Insurance Changes 2026: What Drivers Need to Know About the New Auto Reform

Ontario’s auto insurance reform takes effect July 1, 2026. The new modular system makes many accident benefits optional, allowing drivers to customize coverage and potentially lower premiums, but increasing the risk of coverage gaps if key protections are removed. Big Changes Are Coming to Your Car Insurance Starting July 1, 2026, Ontario will introduce what’s called a modular or à la carte auto insurance model. Instead of every driver automatically paying for the same package of accident benefits, you will be able to choose the coverage that fits your needs and financial situation. The goal of this change is to give drivers more flexibility and, in some cases, reduce premiums. However, more choice also means more responsibility when it comes to protecting yourself and your family. These changes are part of the province’s broader auto insurance reform and are being implemented under the oversight of the Financial Services Regulatory Authority of Ontario (FSRA). What You Must Keep and What You Can Skip After July 2026, only three core accident benefits will remain mandatory: Medical care Rehabilitation Attendant care These cover essential treatment and support if you are seriously injured in a collision. Everything else will become optional, including: