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At Duliban Insurance Brokers, we’re committed to keeping pace with the ever-evolving needs of our clients, especially when it comes
Ah, the long weekend—the perfect opportunity to escape the hustle and bustle of everyday life and retreat to your cottage
As the warmer weather approaches, many of us are turning our attention to our outdoor spaces, dreaming of lush, green
As you hit the road, whether for daily commutes or weekend adventures, your tires play a crucial role in keeping
Mother’s Day is a time to celebrate and honour the incredible women in our lives who have nurtured, loved, and
In the world of agriculture and landscaping, efficiency and reliability are not just desirable; they are necessary. As demands on
In 2024, as electric vehicles (EVs) continue to surge in popularity across Ontario, understanding the ins and outs of EV
As you embark on this exciting journey of buying your first home, there’s a lot to consider—from crunching the numbers
Welcome to the Smart Home Era With the rapid adoption of Internet of Things (IoT) devices, our homes are smarter
Calling all pet parents! Are you planning your next adventure with your furry friend by your side? As much as
As more and more people seek authentic connections to their food and the land, sustainable agri-tourism is emerging as a
Are you ready to share the joy of Airstream living with travelers from around the world? Whether you’re looking to
Ontario’s auto insurance reform takes effect July 1, 2026. The new modular system makes many accident benefits optional, allowing drivers to customize coverage and potentially lower premiums, but increasing the risk of coverage gaps if key protections are removed. Big Changes Are Coming to Your Car Insurance Starting July 1, 2026, Ontario will introduce what’s called a modular or à la carte auto insurance model. Instead of every driver automatically paying for the same package of accident benefits, you will be able to choose the coverage that fits your needs and financial situation. The goal of this change is to give drivers more flexibility and, in some cases, reduce premiums. However, more choice also means more responsibility when it comes to protecting yourself and your family. These changes are part of the province’s broader auto insurance reform and are being implemented under the oversight of the Financial Services Regulatory Authority of Ontario (FSRA). What You Must Keep and What You Can Skip After July 2026, only three core accident benefits will remain mandatory: Medical care Rehabilitation Attendant care These cover essential treatment and support if you are seriously injured in a collision. Everything else will become optional, including:
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