Home » Blog

Blog

Insure With Confidence

Gather more insight on your perfect policy, with coverage recommendations, current trends, news articles and other tips from the insurance world.

Most Recent

Does Having a Full G License Lower My Insurance in Ontario?

In Ontario, getting your full G licence can often help lower your car insurance premium. The reason is that insurers

Does Drivers’ Ed Reduce Auto Insurance Premiums in Canada?

Does Drivers’ Ed Reduce Auto Insurance Premiums in Canada? November, 08 2021 When parents think about their teens driving, they

Ontario Auto Insurance: How Do They Check Driving Records?

Ontario Auto Insurance: How Do They Check Driving Records? November, 05 2021 It is not a bad idea to check

5 Steps To Follow If You are Injured in a Car Accident

Accidents involving motor vehicles are distressing and so abrupt that you may not realize what happened or how bad your

Does All-Risk Home Insurance Cover Everything?

Does All-Risk Home Insurance Cover Everything? October, 26 2021 Protecting your biggest investment – your home – with the right

What Drivers Should Know Before Switching to an Electric Vehicle

What Drivers Should Know Before Switching to an Electric Vehicle October, 22 2021 If you are thinking about making the

Why It’s Important to Winterize Your Tractor and Other Equipment

Why It’s Important to Winterize Your Tractor and Other Equipment October, 21 2021 Today’s farms come in many shapes and

Is My Bike Covered Under My Homeowners Policy?

Is My Bike Covered Under My Homeowners Policy? October 6, 2021 Have you ever wondered if your bike was stolen

How to Save on Auto Insurance as You Age

How to Save on Auto Insurance as You Age September 30, 2021 In Ontario, auto insurance companies use many factors

Is My Landscaping Covered Under My Homeowners Policy?

Is My Landscaping Covered Under My Homeowners Policy?” September 27, 2021 Landscaping is one of the best ways to improve

Host Safe Gatherings in a Post-COVID World – Liability Insurance Considerations

Host Safe Gatherings in a Post-COVID World – Liability Insurance Considerations September 22, 2021 After long periods of time isolating

Running a Home-Based Business and the Importance of Being Covered

Running a Home-Based Business and the Importance of Being Covered September 20, 2021 Amid the current pandemic, many have chosen

Load More Blogs

Featured

July 2026 Ontario Canada Auto Reform Information

Ontario Auto Insurance Changes 2026: What Drivers Need to Know About the New Auto Reform

Ontario’s auto insurance reform takes effect July 1, 2026. The new modular system makes many accident benefits optional, allowing drivers to customize coverage and potentially lower premiums, but increasing the risk of coverage gaps if key protections are removed. Big Changes Are Coming to Your Car Insurance Starting July 1, 2026, Ontario will introduce what’s called a modular or à la carte auto insurance model. Instead of every driver automatically paying for the same package of accident benefits, you will be able to choose the coverage that fits your needs and financial situation. The goal of this change is to give drivers more flexibility and, in some cases, reduce premiums. However, more choice also means more responsibility when it comes to protecting yourself and your family. These changes are part of the province’s broader auto insurance reform and are being implemented under the oversight of the Financial Services Regulatory Authority of Ontario (FSRA). What You Must Keep and What You Can Skip After July 2026, only three core accident benefits will remain mandatory: Medical care Rehabilitation Attendant care These cover essential treatment and support if you are seriously injured in a collision. Everything else will become optional, including: