Home » Blog

Blog

Insure With Confidence

Gather more insight on your perfect policy, with coverage recommendations, current trends, news articles and other tips from the insurance world.

Most Recent

Running a Home-Based Business and the Importance of Being Covered

Running a Home-Based Business and the Importance of Being Covered September 20, 2021 Amid the current pandemic, many have chosen

Does my Home Insurance Cover Backyard Weddings?

Does my Home Insurance Cover Backyard Weddings? September 15, 2021 If you postponed your wedding last year or you are

For Creatives: How to Make Sure Your Business is Risk-Protected

It is easier than ever for creative business owners to make a living from their talents. There is plenty of

Do not Risk Your Restaurant – Get the Right Restaurant Insurance

Do not Risk Your Restaurant – Get the Right Restaurant Insurance September 8, 2021 Operating a restaurant is one of

University Bound Checklist: From Packing Your Things to Mental Preparation

University Bound Checklist: From Packing Your Things to Mental Preparation September 7, 2021 The ending of high school and the

Dash Light Indicators: What They Mean And Why You Should Never Ignore Them

Dash Light Indicators: What They Mean and why you Should Never Ignore Them August 25, 2021 We have all experienced

The History of Insurance

The History of Insurance August 23, 2021 For as long as people have been gathering together and owning property, there

What Can Happen If You Drive Without Car Insurance in Canada?

What Can Happen If You Drive Without Car Insurance in Canada? August 16, 2021 You are cruising down the interstate

Campervan Living is Cool – Just Make Sure It’s Insured

Campervan Living is Cool – Just Make Sure It’s Insured July 21, 2021 Are you considering hitting the Canadian highways

COVID-19 Update – July 19, 2021

A COVID-19 Update: Offices NOW OPEN for Walk-ins WELCOME BACK ONTARIO! As of July 19, 2021, Duliban Insurance Brokers

Ending the Stigma Around Canadian Millennials

Ending the Stigma Around Canadian Millennials July 8, 2021 The stigma that millennials are lazy often comes to mind when

Why Liquor Liability Insurance is an Absolute MUST When Planning a Wedding

Why Liquor Liability Insurance is an Absolute MUST When Planning a Wedding July 6, 2021 A wedding is one of

Load More Blogs

Featured

July 2026 Ontario Canada Auto Reform Information

Ontario Auto Insurance Changes 2026: What Drivers Need to Know About the New Auto Reform

Ontario’s auto insurance reform takes effect July 1, 2026. The new modular system makes many accident benefits optional, allowing drivers to customize coverage and potentially lower premiums, but increasing the risk of coverage gaps if key protections are removed. Big Changes Are Coming to Your Car Insurance Starting July 1, 2026, Ontario will introduce what’s called a modular or à la carte auto insurance model. Instead of every driver automatically paying for the same package of accident benefits, you will be able to choose the coverage that fits your needs and financial situation. The goal of this change is to give drivers more flexibility and, in some cases, reduce premiums. However, more choice also means more responsibility when it comes to protecting yourself and your family. These changes are part of the province’s broader auto insurance reform and are being implemented under the oversight of the Financial Services Regulatory Authority of Ontario (FSRA). What You Must Keep and What You Can Skip After July 2026, only three core accident benefits will remain mandatory: Medical care Rehabilitation Attendant care These cover essential treatment and support if you are seriously injured in a collision. Everything else will become optional, including: