
How Much is Car Insurance in Ontario?
There are many different factors Ontario insurers consider when determining how much car insurance in Ontario will be. These factors
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There are many different factors Ontario insurers consider when determining how much car insurance in Ontario will be. These factors

You’ve just had a car accident, and you don’t know what to do next. Every collision, regardless of the severity,

Does Having a Full G License Lower My Insurance? The information provided below does not apply to everyone in any

Buying a home is a huge venture. This is something that should never be taken lightly. You are looking for

Commercial general liability insurance is a necessary insurance coverage for business owners across a range of industries. Whether you work

No one likes to think about the possibility of someone getting injured on their property. Your house is a safe,

When looking for the right auto insurance policy, it’s important to take a look at all of your options. Getting

If you have recently moved in Canada, once your auto insurance policy renews, you might be in for a little

A good auto insurance policy can protect you from paying out high fees following a severe accident. There are many

Congratulations! You are a new driver with your very own driver’s license. You are ready to take your new license

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One of the most significant and frequent issues people face when they buy a new or used vehicle

Ontario’s auto insurance reform takes effect July 1, 2026. The new modular system makes many accident benefits optional, allowing drivers to customize coverage and potentially lower premiums, but increasing the risk of coverage gaps if key protections are removed. Big Changes Are Coming to Your Car Insurance Starting July 1, 2026, Ontario will introduce what’s called a modular or à la carte auto insurance model. Instead of every driver automatically paying for the same package of accident benefits, you will be able to choose the coverage that fits your needs and financial situation. The goal of this change is to give drivers more flexibility and, in some cases, reduce premiums. However, more choice also means more responsibility when it comes to protecting yourself and your family. These changes are part of the province’s broader auto insurance reform and are being implemented under the oversight of the Financial Services Regulatory Authority of Ontario (FSRA). What You Must Keep and What You Can Skip After July 2026, only three core accident benefits will remain mandatory: Medical care Rehabilitation Attendant care These cover essential treatment and support if you are seriously injured in a collision. Everything else will become optional, including:
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