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Whether you operate a small business or a large business, you should protect yourself against the many risks you may
Step one is complete: you own a tractor. Now you are thinking how can I use it to get work
Hello! My name is Taylor and I am an insurance professional at Duliban Insurance. I’m here to tell you about
Fonthill, Ontario – March 7, 2018 – Today Duliban Insurance Brokers Ltd. (Duliban Insurance Brokers), a third generation, family owned
As a proud tractor owner, the term ‘winter is here’ may give you goosebumps. Winters can be tough for tractors
One of the most exciting moments in life is purchasing that brand new vehicle you’ve had your heart set on,
How Winter Tires Can Help You Save Money on Car Insurance Did you know that you may be eligible
People usually spend thousands of dollars in securing their valuable assets and precious belongings. They regularly pay insurance premiums to
Electric vehicles are becoming the new mode of travel and are quickly replacing conventional vehicles that are powered by fossil
Insurance premiums tend to be a nuisance, especially if you are a careful owner who protects your assets. Paying insurance
Have you ever wondered how a traffic offence or a ticket can affect your insurance premium? People with a previous
Understanding how insurance companies calculate rates can be challenging. There are tons of factors taken into the premiums for car
Ontario’s auto insurance reform takes effect July 1, 2026. The new modular system makes many accident benefits optional, allowing drivers to customize coverage and potentially lower premiums, but increasing the risk of coverage gaps if key protections are removed. Big Changes Are Coming to Your Car Insurance Starting July 1, 2026, Ontario will introduce what’s called a modular or à la carte auto insurance model. Instead of every driver automatically paying for the same package of accident benefits, you will be able to choose the coverage that fits your needs and financial situation. The goal of this change is to give drivers more flexibility and, in some cases, reduce premiums. However, more choice also means more responsibility when it comes to protecting yourself and your family. These changes are part of the province’s broader auto insurance reform and are being implemented under the oversight of the Financial Services Regulatory Authority of Ontario (FSRA). What You Must Keep and What You Can Skip After July 2026, only three core accident benefits will remain mandatory: Medical care Rehabilitation Attendant care These cover essential treatment and support if you are seriously injured in a collision. Everything else will become optional, including:
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