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Commercial Flood Damage Claims: What Ontario Business Owners Need to Know

Heavy rainfall and flooding can bring business operations to a sudden halt. Whether it’s water entering your storefront, damaged inventory,

Portable Generators and Power Outages: What Every Homeowner Should Know

Over the past few months, we have experienced more power outages lasting countless hours. Whether they are caused by a

Tenant Insurance and Flood Damage: What Renters Need to Know Before Water Ends Up on the Floor

If the last few weeks have taught us anything, it is that heavy rainstorms, sewer backups, burst pipes, and overflowing

Mitigating Water Damage After Flooding: A Homeowner’s Guide

What to Do After a Flood to Protect Your Home and Insurance Claim Recent heavy rainfall across Niagara has left

CAA Releases 2026 High Theft Vehicle List

Auto theft across Canada continues to be a serious and costly issue, with annual losses estimated at up to $900

Family-owned insurance brokerage celebrates 50 years

On May 31, Duliban Insurance Brokers celebrated 50 years in business, marking five decades of growth from a small local agency

Ontario Auto Insurance vs. Workplace Benefits After an Accident

Ontario Auto Insurance After an Ontario Car Accident, Does Auto Insurance or Your Workplace Health Plan Pay First? Ontario has

Personal vs. Business Use for Auto Insurance: What Ontario Drivers Need to Know

Many Ontario drivers assume that if they personally own their own vehicle, their personal auto insurance policy automatically covers all

Canada Day Events In Niagara, Hamilton, and Burlington

Where to Celebrate Canada Day in the Niagara Region Planning your Canada Day long weekend in Niagara? From fireworks over

Employee Benefits Liability Coverage for Ontario Businesses | Duliban Insurance

Employee Benefits Liability Coverage for Ontario Businesses Employee benefits liability coverage can help protect an Ontario business if a mistake

Auto reform changes - know who is protected in your car

The Important Auto Reform Change that Applies to Everyone Starting July 1, 2026

If you are a licensed driver in Ontario, you probably have heard about the upcoming changes in Accident Benefit coverage

Introducing the Medallion Program: Exclusive Insurance for First Responders in Ontario

At Duliban Insurance Brokers, we believe the people who dedicate their lives to protecting our communities deserve insurance solutions designed

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July 2026 Ontario Canada Auto Reform Information

Ontario Auto Insurance Changes 2026: What Drivers Need to Know About the New Auto Reform

Ontario’s auto insurance reform takes effect July 1, 2026. The new modular system makes many accident benefits optional, allowing drivers to customize coverage and potentially lower premiums, but increasing the risk of coverage gaps if key protections are removed. Big Changes Are Coming to Your Car Insurance Starting July 1, 2026, Ontario will introduce what’s called a modular or à la carte auto insurance model. Instead of every driver automatically paying for the same package of accident benefits, you will be able to choose the coverage that fits your needs and financial situation. The goal of this change is to give drivers more flexibility and, in some cases, reduce premiums. However, more choice also means more responsibility when it comes to protecting yourself and your family. These changes are part of the province’s broader auto insurance reform and are being implemented under the oversight of the Financial Services Regulatory Authority of Ontario (FSRA). What You Must Keep and What You Can Skip After July 2026, only three core accident benefits will remain mandatory: Medical care Rehabilitation Attendant care These cover essential treatment and support if you are seriously injured in a collision. Everything else will become optional, including: