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Severe weather can affect an Ontario business in several ways. Learn the difference between overland water, sewer backup, wind and
Duliban Insurance Brokers Expands Hamilton Presence Through Combination With Tripemco Insurance Group Duliban Insurance Brokers Limited, a division of McDougall
Restaurant Insurance Ontario: What Restaurant Owners Need to Know Restaurant insurance in Ontario typically combines commercial general liability, property, business
Duliban Insurance Brokers Expands in the GTA Through Acquisition of Insuranceland Inc. Duliban Insurance Brokers Limited, a division of McDougall
After experiencing flooding in your home, reporting your insurance claim is an important first step. But what happens while you’re
Heavy rainfall and flooding can bring business operations to a sudden halt. Whether it’s water entering your storefront, damaged inventory,
Over the past few months, we have experienced more power outages lasting countless hours. Whether they are caused by a
If the last few weeks have taught us anything, it is that heavy rainstorms, sewer backups, burst pipes, and overflowing
What to Do After a Flood to Protect Your Home and Insurance Claim Recent heavy rainfall across Niagara has left
Auto theft across Canada continues to be a serious and costly issue, with annual losses estimated at up to $900
On May 31, Duliban Insurance Brokers celebrated 50 years in business, marking five decades of growth from a small local agency
Ontario Auto Insurance After an Ontario Car Accident, Does Auto Insurance or Your Workplace Health Plan Pay First? Ontario has
Ontario’s auto insurance reform takes effect July 1, 2026. The new modular system makes many accident benefits optional, allowing drivers to customize coverage and potentially lower premiums, but increasing the risk of coverage gaps if key protections are removed. Big Changes Are Coming to Your Car Insurance Starting July 1, 2026, Ontario will introduce what’s called a modular or à la carte auto insurance model. Instead of every driver automatically paying for the same package of accident benefits, you will be able to choose the coverage that fits your needs and financial situation. The goal of this change is to give drivers more flexibility and, in some cases, reduce premiums. However, more choice also means more responsibility when it comes to protecting yourself and your family. These changes are part of the province’s broader auto insurance reform and are being implemented under the oversight of the Financial Services Regulatory Authority of Ontario (FSRA). What You Must Keep and What You Can Skip After July 2026, only three core accident benefits will remain mandatory: Medical care Rehabilitation Attendant care These cover essential treatment and support if you are seriously injured in a collision. Everything else will become optional, including:
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