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The future of driving is electric, and 2024 is set to be an exciting year for Canadian auto consumers eager
At Duliban Insurance Brokers, we’re your go-to team for commercial insurance in Ontario. Today, we’re diving into something important for
In the fast-paced world of buying and selling vehicles, there exists a hidden danger that could catch even the most
Insurance can feel like a labyrinth of misinformation, leaving many policyholders uncertain about their coverage. As your trusted broker, we
Renting a property, whether you’re a landlord or a tenant, comes with its own set of responsibilities – and uncertainties.
Navigating the roads of auto insurance can often feel like a journey filled with unexpected turns, especially when your driving
In an era where digital threats loom large, understanding and mitigating cyber risks is not just prudent; it’s a business
In Ontario, the threat of natural disasters poses a significant concern for homeowners. Understanding how these events are covered under
Navigating the world of auto insurance in Ontario can be challenging, especially when it comes to insuring teen drivers. As
Insurance is something designed to cover your financial bases in case of emergency. Of course, the assets you need to
With the arrival of a new year, it’s a great opportunity to set some financial goals. It’s understandable that starting
With a fresh blanket of snow, there’s nothing more exciting than hitting the trails with friends for a winter ride.
Ontario’s auto insurance reform takes effect July 1, 2026. The new modular system makes many accident benefits optional, allowing drivers to customize coverage and potentially lower premiums, but increasing the risk of coverage gaps if key protections are removed. Big Changes Are Coming to Your Car Insurance Starting July 1, 2026, Ontario will introduce what’s called a modular or à la carte auto insurance model. Instead of every driver automatically paying for the same package of accident benefits, you will be able to choose the coverage that fits your needs and financial situation. The goal of this change is to give drivers more flexibility and, in some cases, reduce premiums. However, more choice also means more responsibility when it comes to protecting yourself and your family. These changes are part of the province’s broader auto insurance reform and are being implemented under the oversight of the Financial Services Regulatory Authority of Ontario (FSRA). What You Must Keep and What You Can Skip After July 2026, only three core accident benefits will remain mandatory: Medical care Rehabilitation Attendant care These cover essential treatment and support if you are seriously injured in a collision. Everything else will become optional, including:
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