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Simple Ways To Protect Yourself Against Identity Theft

Simple Ways To Protect Yourself Against Identity Theft August 18, 2020 This article was originally posted on economical.com. “Identity theft”

Avoiding Insurance Seller Scams & Finding A Legitimate Broker

Avoiding Insurance Seller Scams & Finding A Legitimate Broker August 18, 2020 This article was originally posted on economical.com. With

Safety Tips For Woodstoves

Safety Tips For Wood Stoves July 24, 2020 Do you own a wood stove? Are you looking to install one?

Insurance Coverage For Swimming Pools

Having a swimming pool or hot tub in your backyard is a big responsibility. Not only do you have to

Covid 19 – Update June 19

Your Hometown Broker Committed to Flattening the Curve June 19, 2020 Since the Ontario Government declared the state of emergency

CAA Insurance Company Media Release

May 8, 2020 CAA Insurance Company introduces a $100 Auto Insurance Relief Benefit for Ontario policyholders in addition to the

Gore Mutual Insurance to provide “Customer Care Package” amid COVID-19 pandemic

Apr 23, 2020 For more than 180 years, Gore Mutual has helped their customers go forward. Having endured and overcome

Aviva Canada’s Response to COVID-19

Apr 21, 2020 To help Canadians during the COVID-19 pandemic, Aviva Canada has announced it is offering $100 million in

Intact Insurance Company’s COVID-19 Relief Measures

Apr 16, 2020 UPDATE: Relief Extension The period to apply for Intact’s auto premium relief for reduced kilometres driven or

Life Insurance Benefits During COVID-19

Apr 14, 2020 During these unprecedented times, we are all looking to find ways to budget and make cut backs

Food Delivery Insurance Coverages In Ontario

Apr 9, 2020 Food delivery services in Ontario have grown in popularity since the rise of Skip the Dishes and

Pembridge and Pafco COVID-19 Relief for Auto Insurance Customers

Apr 7, 2020 Updated: August 6, 2020 UPDATE: Pembridge and Pafco are sending a second round of Stay at Home

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July 2026 Ontario Canada Auto Reform Information

Ontario Auto Insurance Changes 2026: What Drivers Need to Know About the New Auto Reform

Ontario’s auto insurance reform takes effect July 1, 2026. The new modular system makes many accident benefits optional, allowing drivers to customize coverage and potentially lower premiums, but increasing the risk of coverage gaps if key protections are removed. Big Changes Are Coming to Your Car Insurance Starting July 1, 2026, Ontario will introduce what’s called a modular or à la carte auto insurance model. Instead of every driver automatically paying for the same package of accident benefits, you will be able to choose the coverage that fits your needs and financial situation. The goal of this change is to give drivers more flexibility and, in some cases, reduce premiums. However, more choice also means more responsibility when it comes to protecting yourself and your family. These changes are part of the province’s broader auto insurance reform and are being implemented under the oversight of the Financial Services Regulatory Authority of Ontario (FSRA). What You Must Keep and What You Can Skip After July 2026, only three core accident benefits will remain mandatory: Medical care Rehabilitation Attendant care These cover essential treatment and support if you are seriously injured in a collision. Everything else will become optional, including: