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Car Insurance Premiums are Increasing Across Ontario, we are Here to Help!

Car insurance prices are increasing across the industry, 20 insurance companies had their rates approved for an average 2.06% increase.

Insurance & Students: Everything You Need to Know

Being a student is hard work — so is raising one. The university or college years are memorable chapters of the

Electric Vehicle Sales On The Rise In Canada

While all drivers may have had their doubts about electric vehicles, recent reports have shown that Electric Vehicle (EV) Sales

Why Your Next Car Purchase Should Be Electric

The design of Electric Vehicles aim to reduce the harm caused by gasoline combustion that takes place in the engines

Coverage on the Water

Boating is an enjoyable hobby for many people. You get to relax on the water with the wind in your

Stag and Doe Party Perfection, Protecting Yourself as a Party Host

Weddings are a massive investment for the bride and groom both financially and emotionally. A favorite Canadian tradition to help

Pelham Summerfest 2018

At Duliban Insurance Brokers, we are all about family! That’s why we have your guide ready for this weekend at

What Compact Tractor Should I Buy?

Compact tractors are not just for construction sites, landscapers, and other entities that have large properties (think school districts, township

Contractors: Make Sure Your Work Is Insured

For contracting companies, protection is a key aspect that can be forgotten. Whether your contracting company is small or large,

Tractor Protect Now Available in Maritime Provinces

Tractor Protect is a “stand alone” tractor insurance policy that provides the very best coverage at the very best premium,

Electric Vehicle Owners Have More To Save With New Group Insurance Plan

Electric Vehicles (EV) are gaining popularity in the millennial age with the increasing improvements to the look and feel as

Get to Know the Types of Water Damage Coverage Before it’s Too Late

Did you know that water damage is now the leading payout for insurance company claims? The majority of insurance claims

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July 2026 Ontario Canada Auto Reform Information

Ontario Auto Insurance Changes 2026: What Drivers Need to Know About the New Auto Reform

Ontario’s auto insurance reform takes effect July 1, 2026. The new modular system makes many accident benefits optional, allowing drivers to customize coverage and potentially lower premiums, but increasing the risk of coverage gaps if key protections are removed. Big Changes Are Coming to Your Car Insurance Starting July 1, 2026, Ontario will introduce what’s called a modular or à la carte auto insurance model. Instead of every driver automatically paying for the same package of accident benefits, you will be able to choose the coverage that fits your needs and financial situation. The goal of this change is to give drivers more flexibility and, in some cases, reduce premiums. However, more choice also means more responsibility when it comes to protecting yourself and your family. These changes are part of the province’s broader auto insurance reform and are being implemented under the oversight of the Financial Services Regulatory Authority of Ontario (FSRA). What You Must Keep and What You Can Skip After July 2026, only three core accident benefits will remain mandatory: Medical care Rehabilitation Attendant care These cover essential treatment and support if you are seriously injured in a collision. Everything else will become optional, including: