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The modern digital world is a place full of interconnectivity and useful tools. Unfortunately, that increased connection has also made
“Ho, ho, ho….. oh no!” is not the phrase that you want to hear when Santa Claus comes to
As we approach the holiday season, the time has come to consider how we will protect our most valuable gifts.
When the temperature drops, people keep warm in a number of ways. Some crank the heater, some light the fireplace,
Every person, family, and business needs insurance. But where you find that insurance can determine how well your policy fits
Water damage: something that every homeowner dreads. But is it covered by your insurance? You may already know that you
To enhance road safety and protect school zones, speed cameras have been installed throughout Ontario. These cameras automatically capture and
When opening a business, it’s important to get insurance that will cover the unique risks you now face. Business coverage
With the leaves changing and the brisk chill in the air, it’s finally time for all your favourite fall activities.
With spooky thrills, fun costumes, and plenty of candy, it is no wonder Halloween is a favourite holiday for children
The importance of fire prevention is emphasized every year in Canada with Fire Prevention Month. This dedicated month is a
Summer is the perfect time to get away from it all, often with the whole family, in your Ontario cottage.
Ontario’s auto insurance reform takes effect July 1, 2026. The new modular system makes many accident benefits optional, allowing drivers to customize coverage and potentially lower premiums, but increasing the risk of coverage gaps if key protections are removed. Big Changes Are Coming to Your Car Insurance Starting July 1, 2026, Ontario will introduce what’s called a modular or à la carte auto insurance model. Instead of every driver automatically paying for the same package of accident benefits, you will be able to choose the coverage that fits your needs and financial situation. The goal of this change is to give drivers more flexibility and, in some cases, reduce premiums. However, more choice also means more responsibility when it comes to protecting yourself and your family. These changes are part of the province’s broader auto insurance reform and are being implemented under the oversight of the Financial Services Regulatory Authority of Ontario (FSRA). What You Must Keep and What You Can Skip After July 2026, only three core accident benefits will remain mandatory: Medical care Rehabilitation Attendant care These cover essential treatment and support if you are seriously injured in a collision. Everything else will become optional, including:
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