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Things to Keep in Mind When Purchasing a New Home May, 5 2022″ The Ontario real estate market is booming,
You might take for granted prepping your home for when you leave. When you go on a trip or travel
Summer is just around the corner, and it is about time to hit the Ontario open roads for a vacation.
Ontario Electric Vehicles: A Review of Models Available. When the topic of electric cars comes up, most people think of
Small Business Insurance: Why Your Videography Company May Not Be Properly Insured for Drones April, 19 2022 Drones are transforming
One of the most common damages vehicles can suffer is cracks and chips in the windshield. If you drive enough
What To Know About Cottage Insurance When Buying Your Vacation Home April, 04 2022 Buying your first cottage is exciting!
Our Top Tips Will Help You Get Your Slingshot Road-Ready March, 30 2022 One of the joys of living in
Electric Motorcycles: What Is the Hype and Why Are They Going to Become More Common in Ontario? With electric vehicles
Overland Versus Ground Water Coverage in Ontario — What Is the Difference? March, 21 2022 Flooding, rising groundwater, and other
Contractors and Liability Insurance: Why Is General Liability Important? March, 16 2022 Risks abound on every construction job site in
10 Tax Tips for Small Businesses in Ontario March, 11 2022 Preparing for your annual tax returns requires gathering receipts,
Ontario’s auto insurance reform takes effect July 1, 2026. The new modular system makes many accident benefits optional, allowing drivers to customize coverage and potentially lower premiums, but increasing the risk of coverage gaps if key protections are removed. Big Changes Are Coming to Your Car Insurance Starting July 1, 2026, Ontario will introduce what’s called a modular or à la carte auto insurance model. Instead of every driver automatically paying for the same package of accident benefits, you will be able to choose the coverage that fits your needs and financial situation. The goal of this change is to give drivers more flexibility and, in some cases, reduce premiums. However, more choice also means more responsibility when it comes to protecting yourself and your family. These changes are part of the province’s broader auto insurance reform and are being implemented under the oversight of the Financial Services Regulatory Authority of Ontario (FSRA). What You Must Keep and What You Can Skip After July 2026, only three core accident benefits will remain mandatory: Medical care Rehabilitation Attendant care These cover essential treatment and support if you are seriously injured in a collision. Everything else will become optional, including:
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