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At Duliban Insurance Brokers, we believe the people who dedicate their lives to protecting our communities deserve insurance solutions designed specifically for their unique needs. That’s why we’re proud to offer the Medallion Program, an exclusive group insurance solution created for Ontario’s first responders and their families. Whether you’re
Are Accident Benefits Optional in Ontario Now? Until now, drivers have not had to consider which accident benefits were covered under their automotive insurance policy. This is about to change with the new 2026 Ontario Auto Insurance Reform. Starting July 1, 2026, most benefits that were previously included in every
McDougall Insurance Brokers Limited, through its subsidiary Duliban Insurance Brokers Ltd, is happy to announce that it has acquired the Stoney Creek based brokerage Annex Insurance Group Inc. Annex Insurance is a well-respected brokerage known for its strong client relationships and commercial expertise which will immediately bolster Duliban’s commercial offerings
Article Overview Choosing insurance coverage isn’t about finding the cheapest policy or buying the most coverage possible. It’s about understanding risk, limits, deductibles, and how different policies work together. This article explains how to choose insurance coverage without overpaying or underinsuring by breaking down the decision-making process step by
Ontario’s auto insurance reform takes effect July 1, 2026. The new modular system makes many accident benefits optional, allowing drivers to customize coverage and potentially lower premiums, but increasing the risk of coverage gaps if key protections are removed. Big Changes Are Coming to Your Car Insurance Starting July 1,
Article Overview: Insurance can be confusing, especially when policies look similar but respond very differently during a claim. This article explains what insurance brokers do, how they differ from direct insurance companies, and why broker advice plays a critical role in coverage quality, claims support, and long-term cost control.
Technology is changing nearly every aspect of daily life, and insurance is no exception. While innovation often brings convenience and improved safety, it can also introduce new costs and risks that insurers must account for when pricing coverage. Here are the five most significant technology changes influencing insurance costs
Article Overview: As vehicle theft continues to rise across Canada, many drivers are seeing unexpected increases in their auto insurance premiums due to theft surcharges. These charges are applied when insurers identify a higher risk of theft for certain vehicles, regions, or security conditions. Understanding theft surcharge insurance is essential
Article Overview: Vehicle theft is rising across Canada, and certain makes and models are being targeted more than ever, leading to higher insurance costs and greater financial risk for drivers. This article explores the best anti theft devices for cars, explaining how each one works, which vehicles are most vulnerable,
When it comes to protecting what matters, whether it is your home, farm, vehicles or seasonal property, you want an insurer that understands the value of community, flexibility, and trust. That is why we are proud to partner with The Commonwell Mutual Insurance Group. Their commitment to smaller communities, broad
Article Overview: Choosing between leasing and financing a car is one of the biggest financial decisions Canadian drivers face. This article breaks down everything you need to know about the lease vs finance car question: how each option works, the real costs over time, and which makes the most sense
Finding the right career isn’t just about the job you do today — it’s about the future you can build, the people you work with, and the impact you make along the way. The insurance industry checks all of these boxes and more. Whether you’re just starting out, looking for
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