Home » Blog

Blog

Insure With Confidence

Gather more insight on your perfect policy, with coverage recommendations, current trends, news articles and other tips from the insurance world.

Most Recent

Classic Cars: How to Protect Them On and Off the Road

A classic car is an investment in a collectible item you can show off to your friends, family, and other

How to Protect Your Business With Strong Password Security

Digital accounts are at the heart of modern life. From personal shopping to running a business, everything centers around the

6 Tips for Back-to-School Road Safety

The back-to-school season is exciting for kids – new classes, friends, and favourite teachers await. It also means taking road

Tractor Protect 101: Year Round Protection

Owning a tractor in Canada isn’t just about the convenience—it’s about maximizing your investment with regular upkeep. You know the

How To Protect Your Vehicle With a Tag Anti-Theft System

In Ontario, we’re witnessing a concerning trend in auto theft, with rates escalating by nearly 50% in recent years, signaling

Airbnb & VRBO: What to Know as a Host

In August 2008 in San Francisco, a startup launched that would change the vacation industry forever. A stranger rented an

The Comprehensive Guide to Car Sharing and Your Insurance Policy

Ride-sharing has become an affordable, convenient, hassle-free, and environmentally-friendly transportation strategy in Ontario. However, these new ways of getting around

Have Fun and Be Safe With These Summer E-Bike Safety Tips

With the rise of electric vehicles, it is no surprise that e-bikes are also growing in popularity. E-bikes are a

Do I Need Insurance Coverage for My Summer Wedding or Event?

It is common for people to plan exciting occasions like weddings, barbecue parties, and artisan markets in the summer, and

Telsa and Ford Partner Up to Expand Access to EV Superchargers

Electric vehicles like Tesla, have become a status symbol for those who are interested in showing their concern for the

Keeping Your Home Protected During a Severe Wind Storm

Keeping Your Home Protected During a Severe Wind Storm May 26th, 2023 The wind in Ontario can be a mighty

Differences Between Professional Liability and Commercial General Liability Coverage

Differences Between Professional Liability and Commercial General Liability Coverage May 17th, 2023 Upon receiving notice of a lawsuit involving a

Load More Blogs

Featured

July 2026 Ontario Canada Auto Reform Information

Ontario Auto Insurance Changes 2026: What Drivers Need to Know About the New Auto Reform

Ontario’s auto insurance reform takes effect July 1, 2026. The new modular system makes many accident benefits optional, allowing drivers to customize coverage and potentially lower premiums, but increasing the risk of coverage gaps if key protections are removed. Big Changes Are Coming to Your Car Insurance Starting July 1, 2026, Ontario will introduce what’s called a modular or à la carte auto insurance model. Instead of every driver automatically paying for the same package of accident benefits, you will be able to choose the coverage that fits your needs and financial situation. The goal of this change is to give drivers more flexibility and, in some cases, reduce premiums. However, more choice also means more responsibility when it comes to protecting yourself and your family. These changes are part of the province’s broader auto insurance reform and are being implemented under the oversight of the Financial Services Regulatory Authority of Ontario (FSRA). What You Must Keep and What You Can Skip After July 2026, only three core accident benefits will remain mandatory: Medical care Rehabilitation Attendant care These cover essential treatment and support if you are seriously injured in a collision. Everything else will become optional, including: